VA Disability Calculator 2025

Before using the calculator, have your VA decision letter or eBenefits account information ready, which lists all your service-connected disabilities and their individual percentage ratings.

• Click on the dropdown menu
• Select the percentage that matches your highest rated disability
• The rating will appear in the calculator

• Click the "ADD ADDITIONAL RATING" button
• A new dropdown will appear
• Select the percentage for your next disability
• Repeat this process for each of your service-connected disabilities

• For disabilities that affect paired extremities (both legs, both arms, etc.), make sure to enter them separately
• The calculator will automatically apply the bilateral factor

The VA doesn't simply add your disability ratings together. Instead, they use a combined ratings table that accounts for your remaining efficiency after each disability. For example, if you have ratings of 30% and 20%, the VA considers that after the 30% disability, you have 70% efficiency remaining. The 20% rating is then applied to that remaining 70%, which equals 14%. So your combined rating would be 30% + 14% = 44%, which rounds to 40%. You can learn more about this calculation on our page about VA disability rating calculation.

The VA uses the Combined Ratings Table rather than simple addition. This is because they consider each disability as affecting your remaining capacity after accounting for previous disabilities. If you have a 70% disability, the VA considers you to have 30% efficiency remaining. Your 50% disability is then calculated against that 30% remaining efficiency (50% of 30% = 15%), which gives you a combined rating of 70% + 15% = 85%, which rounds to 90%. You can learn more about this calculation on our page about VA disability rating calculation.

The bilateral factor applies when you have disabilities affecting both arms, both legs, or paired skeletal muscles. The VA adds 10% of the combined value of these bilateral disabilities before continuing with the regular combining process. This additional percentage acknowledges that having similar disabilities on both sides of your body creates a greater overall impairment than would be reflected by simply combining the individual ratings.

After combining all your disability ratings (including any bilateral factor adjustments), the VA rounds the final percentage to the nearest 10%. For example, 64% would be rounded down to 60%, while 65% would be rounded up to 70%.

No, your official combined VA disability rating cannot exceed 100%. However, you can receive additional compensation beyond the 100% rate through Special Monthly Compensation (SMC) if you have certain severe disabilities or combinations of disabilities that significantly impact your daily functioning.

VA disability payment rates are updated annually to account for cost-of-living adjustments (COLA). These adjustments typically take effect on December 1st of each year and are reflected in the January payment. The adjustment percentage is based on the same COLA used for Social Security benefits.

A 0% rating by itself doesn't provide any monetary compensation. However, it's still important because it establishes service connection for that condition. If that condition worsens in the future, you can file for an increased rating. Additionally, a 0% rating may make you eligible for other VA benefits like healthcare for that specific condition.

Veterans with a combined disability rating of 30% or higher receive additional compensation for dependents. Eligible dependents include spouses, children under 18, children between 18-23 who are attending school, and dependent parents. The exact amount of additional compensation varies based on your disability percentage and the number of dependents, as shown in our rate table.

If you believe you're entitled to a higher rate of compensation than you're currently receiving, you should first verify your calculated rating with the official VA Combined Ratings Table. If there appears to be a discrepancy, contact the VA directly through your eBenefits account, by calling 1-800-827-1000, or by consulting with a VA-accredited claims agent or Veterans Service Organization (VSO) representative. If you have already done so and had a claim for a higher rating denied, contact our team to assist with the appeals process.

You should enter the individual disability ratings as listed on your VA decision letter or as shown in your eBenefits or VA.gov account. Each service-connected condition will have its own percentage rating (e.g., PTSD 70%, back condition 40%, tinnitus 10%). Enter each of these individual ratings into the calculator rather than trying to estimate your own combined rating.